Posted on: October 11, 2016
Now that fall has officially begun, and the scent of pumpkin spice lattes is filling the air, you know the holiday season is just around the corner. With only a few months until Christmas now is a great time to get a plan together.
To help make your Christmas shopping more affordable this year, ensure that you have a credit card that will give you the right benefits at the right time.
Here are our top 5 picks for credit cards that will help make your holiday season brighter.
Barclaycard CashForwardTM World Mastercard®
Cash back rewards are music to many people’s ears, and the Barclaycard CashForwardTM World Mastercard® plays that tune.
Cardholders enjoy 1.5% cash back on every purchase, every store, every day. No complicated categories to follow, and no extra signup required.
When you redeem your points, you can also be eligible for a 5% cash rewards bonus that you can put toward your next redemption.
Unlike many other cards, the Barclaycard CashForwardTM World Mastercard® allows you to convert you cash back into money straight into your bank account, providing you more flexibility than traditional statement credit options.
To make holiday shopping even more enjoyable, new cardholders get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening, which is a breeze during the holiday season. Cardholders also get:
• Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
• 0% Introductory APR for 15 Months on Balance Transfers
• No Annual Fee
• Redeem Cashback for Cash in the Bank, Statement Credits or Gift Cards
If you are looking for a cash back card that works effortlessly, this may be the best option for you.
Barclaycard ArrivalTM Plus World Elite MasterCard®
One of the best parts about the holiday season is spending time with family and friends; sometimes it is best to find a card that makes travel more convenient.
The Barclaycard ArrivalTM Plus World Elite MasterCard® allows you to earn double miles on every purchase.
You also get 50,000 bonus miles if you spend $3,000 on purchases within the first 90 days.
Miles can be traded in for a variety of perks including:
• Travel Costs
• Statement Credits
• Gift Cards
Miles never expire as long as your account is active, and you can enjoy a 0% introductory APR for the first 12 months on Balance Transfers within 45 days of account opening. Plus, world travelers also enjoy no foreign transaction fees, making this ideal for holidays spent abroad.
JetBlue Plus Card
If you are a JetBlue loyalist, the JetBlue Plus Card gives you travel benefits with your preferred carrier.
Not only do you get 6x the points on JetBlue purchases, but you also receive double points at restaurants and grocery stores, making it a great option for holiday travel and Christmas meals.
All other purchases get regular points accumulation, so you can enjoy the benefits no matter where you shop.
As a bonus, you get 30,000 additional miles after spending your first $1,000 in 90 days. And you can use those miles on any JetBlue operated flight with no blackout dates, no seat restrictions, and your points won’t expire.
Just to make the deal a little sweeter, you also get 5,000 bonus miles every year on your accounts anniversary date. You can also get 10% of your points back after eligible redemptions.
Other benefits include:
• No Foreign Transaction Fees
• 50% Discount on Eligible Inflight Purchases
• $100 Statement Credit after Purchasing a Getaways Vacation
Families can even pool their points together, allowing all of the households spending to go to one cause.
Barclaycard Ring™ MasterCard®
Sometimes, the most important thing about a card is the APR. If you want a card with a low APR throughout the life of your card, the Barclaycard Ring™ MasterCard® is ideal.
The APR starts at an incredibly low 13.74% variable, depending on your individual credit details.
A unique online community gives cardholders the ability to weigh in on a range of options, and the Giveback program makes sure that customers are rewarded for good behavior too.
Other card features include:
• No Balance Transfer Fees
• No Annual Fee
• Free FICO Score
If you have a balance on a higher interest card, taking advantage of the balance transfer option can help you save money today, giving you more to spend on the holidays right away.
Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”
Have a question? Ask our Credit Card Expert at Silver credit, Christophe Ochin, or email him directly at: [email protected]