Privacy Policy

Last updated: 19th November 2015

This Privacy Policy describes Silver’s practices, represented by Timid Ventures, LLC, regarding personally identifiable information and data (“personal information”). This policy applies to our websites, mobile applications, email and text messages, and social media accounts (the “Platforms”). When you use the Platforms, you agree to the terms in this policy.

In addition to this Privacy Policy, our Services are also governed by our Terms and Conditions.

Information we collect and receive about you

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information.

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  • We will only retain personal information as long as necessary for the fulfillment of those purposes.
  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.
  • We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

How we use collected information

We may collect personal identification information from Users in a variety of ways in connection with activities, services, features or resources we make available on our Mobile Applications.

Users may visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

We may collect non-personal identification information about Users whenever they interact with our Mobile Applications. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Silver and Timid Ventures, LLC may collect and use Users personal information for the following purposes: To personalize user experience – We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Mobile Applications.

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.

LINKS TO THIRD-PARTY WEBSITES

When Users wish to apply for a credit card through Silver mobile application they might be redirected to third-party websites such as card issuer’s websites. Those websites and the information they embed are beyond Silver’s control and rely on third parties own privacy policies, and terms and conditions.

Changes to this privacy policy

Silver Money Services and Timid Ventures, LLC have the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using our Services, you signify your acceptance of this policy and terms and conditions. If you do not agree please do not use our Services. Your continued use of our Services following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us

If you have questions or concerns about our privacy practices or wish to make a request regarding Your Information, please contact us at [email protected]