0% APR Credit Cards
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Annual fee APR Minimum credit

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Discover it® View details $0

Annual fee

11.49% - 23.49% Variable

APR

Excellent/Good

Minimum credit

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Description

• You could turn $200 into $400 with Cashback Match™. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.

• Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate.

• Plus, unlimited 1% cashback on all other purchases.

• Redeem your cash back for any amount, any time. Cash rewards never expire.

• 100% U.S. based customer service.

• Get your FICO® Credit Score for free on monthly statements and online.

• No annual fee

Rewards

0% Balance Transfer Intro APR for 18 months

Sign up value

$75

Rewards rate

2X Cashback

Chase Freedom Unlimited℠ View details $0

Annual fee

14.24% - 23.24% variable

APR

Excellent/Good

Minimum credit

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Description

• New! Unlimited 1.5% cash back on every purchase — it's automatic

• Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

• 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum

• Redeem for cash — any amount, anytime

• Cash Back rewards do not expire as long as your account is open

• No annual fee

Rewards

Unlimited 1.5% cash back

Sign up value

$150

Rewards rate

1.5%

Capital One® VentureOne® Rewards Credit Card View details $0

Annual fee

16.99% - 24.99% Variable

APR

Excellent/Good

Minimum credit

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Description

• Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel

• Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee

• Fly any airline, stay at any hotel, anytime

• Enjoy a low intro APR on purchases until December 2016; 11.99%-21.99% variable APR after that

• Travel when you want with no blackout dates

• Miles don't expire and there’s no limit to how many you can earn

• No foreign transaction fees

• 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts

Rewards

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel

Sign up value

$200

Rewards rate

1.25X Miles

Capital One® Spark® Cash for Business View details $0 intro for first year, then $59

Annual fee

17.49% Variable

APR

Excellent/Good

Minimum credit

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Description

• Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business

• Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval

• Use Spark Cash across all your business spend, with no categories to limit your purchasing

• $0 intro annual fee for the first year; $59 after that

• Rewards don't expire, and you can redeem your cash back for any amount, anytime

• Get employee cards at no additional cost, and earn rewards from their business spend

Rewards

Waived annual fee for 1st year

Sign up value

$500

Rewards rate

Unlimited 2%

JetBlue Plus Card View details $99

Annual fee

12.99%, 20.99% or 25.99% Variable; Cash Advance APR: 26.24%, Variable

APR

Excellent

Minimum credit

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Description

• Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days

• Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases

• No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking

• Points awarded in your TrueBlue account don't expire.

•Earn and share points together with Family Pooling

• Earn 5,000 bonus points every year after your account anniversary

• 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights

• Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card

• Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card

• "Points awarded in your TrueBlue account don't expire

Rewards

• Credit Needed: Excellent

• 0% Intro Balance Transfer APR - First twelve biling cycles, each balance transfer that posts to account within 45 days of account opening.

• No foreign transaction fee

Sign up value

$420

Rewards rate

Up to 6X Points

Capital One® Quicksilver® Cash Rewards Credit Card View details $0

Annual fee

16.99% - 24.99%

APR

Excellent/Good

Minimum credit

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Description

• One-time $100 cash bonus after you spend $500 on purchases within the first 3 months

• Earn unlimited 1.5% cash back on every purchase, every day

• Every 10th Uber ride is free up to $15 when you pay with your Quicksilver card through March 31, 2017n

• No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn

• 0% intro APR on purchases for 9 months; 16.99%-24.99% variable APR after that

• Balance transfers also have a 0% intro APR for 9 months; 16.74%-24.74% variable APR after that; a 3% fee applies to each balance transferred

• Pay no annual fee or foreign transaction fees

Rewards

Unlimited 1.5% cash back

Sign up value

$100

Rewards rate

1.5%

Discover it® Cashback Match™ View details $0

Annual fee

11.24% - 23.24% variable

APR

Excellent

Minimum credit

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Description

• You could turn $200 into $400 with Cashback Match™. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.

• Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1,500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.

• Redeem your cash back for any amount, any time. Cash rewards never expire.

• 100% U.S. based customer service.

• FICO® Credit Scores for free on statements and online.

• No annual fee

Rewards

The Discover it cash rewards card doubles all your rewards in the first year.

Sign up value

$75

Rewards rate

Up to 5%

Blue Cash Everyday® Card from American Express View details $0

Annual fee

13.24% - 23.24% variable

APR

Excellent

Minimum credit

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Description

• Special Offer - Earn 5% cash back on eligible travel purchases in the first 6 months, up to $200.

• Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.

• You will receive cash back in the form of statement credits.

• Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.

• No rotating reward categories. No enrollment required.

• Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.

• No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.

Rewards

Up to 3% Cash Back on eligible purchases

Sign up value

$100

Rewards rate

1 - 5%

Citi® Double Cash Card View details $0

Annual fee

12.99% - 22.99%

APR

Excellent

Minimum credit

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Description

• The only card that earns you cash back twice on every purchase with: unlimited 1% cash back when you buy, plus an additional 1% cash back as you pay for those purchases*

• 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness*

• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater

• No Category Restrictions, No Caps, No Enrollments in Rotating Categories

• No Annual Fee

Rewards

Unlimited 1% + 1% cash back

Sign up value

$0

Rewards rate

1% + 1%

BankAmericard Cash Rewards™ Credit Card View details $0

Annual fee

12.99% - 22.99%

APR

Excellent/Good

Minimum credit

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Description

• No annual fee

• $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening

• Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter

• No changing categories and no expiration on rewards

• 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.

• Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account

• If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.

Rewards

Up to 3% cash back up to $1,500 each quarter

Sign up value

$100

Rewards rate

Up to 3%

Chase Freedom® View details $0

Annual fee

13.99% - 22.99%

APR

Good

Minimum credit

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Description

• Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

• Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period

• 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%

• Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate

• Enjoy new 5% categories every 3 months like Gas Stations, Restaurants, and Select Grocery Stores

• Unlimited 1% cash back on all other purchases — it's automatic

• Cash Back rewards never expire as long as your account is open

• No annual fee

Rewards

Up to 5% cash back on rotating categories

Sign up value

$150

Rewards rate

Up to 5%

Capital One® QuicksilverOne® Cash Rewards Credit Card View details $39

Annual fee

16.99% - 24.99% Variable

APR

Fair

Minimum credit

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Description

• Earn unlimited 1.5% cash back on every purchase, every day

• Every 10th Uber ride is free up to $15 when you pay with your QuicksilverOne card through March 31, 2017

• No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn't expire and there's no limit to how much you can earn

• 0% intro APR on purchases for 9 months; 24.99% variable APR after that

• Get access to a higher credit line after making your first 5 monthly payments on time

• Fraud coverage if your card is ever lost or stolen

Rewards

Unlimited 1.5% cash back

Sign up value

$0

Rewards rate

1.5%

Chase Slate® View details $0

Annual fee

12.99% - 22.99%

APR

Excellent

Minimum credit

APPLY NOW
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Description

• $0 Introductory balance transfer fee for transfers made during the first 60 days

• 0% Introductory APR for 15 months on purchases and balance transfers

• Free Monthly FICO® Score and Credit Dashboard

• No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply

• $0 Annual Fee

Rewards

$0 Introductory balance transfer fee for transfers made during the first 60 days

Sign up value

$0

Rewards rate

N/A

0% APR Credit Cards