on Bank of America’s secure website
• No annual fee
• $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
• Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
• No changing categories and no expiration on rewards
• 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
• Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
• If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
Up to 3% cash back up to $1,500 each quarter