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BankAmericard® Credit Card

BankAmericard® Credit Card

on Bank of America’s secure website


• 0% Introductory APR for 18 billing cycles for balance transfers made in the first 60 days, then 11.24% - 21.24% Variable APR.

• Balance transfer fee of either 3% of the amount of the transfer or $10 (whichever is greater) applies

• No annual fee

• The perfect card for those seeking a simple yet convenient-to-use credit card

• Zero liability fraud protection, so you're not responsible for any fraudulent charges made on your account

• If you apply for a card over the phone and are approved, our representatives can transfer your balance over the phone


The perfect card for those seeking a simple yet convenient-to-use credit card

Annual fee



11.24% - 21.24%

Rewards rate


Sign up value


Minimum credit

BankAmericard® Credit Card

$2,500 credit limit

I only received $2500, which I thought was low considering I got a good FICO score. But I think I’ll apply for an increase later. Until then I enjoy no annual fee, and I did a small balance transfer with 0% for 18 months. 18 months is quite generous. Shame I couldn’t get a larger amount to transfer more balance transfers over.
BankAmericard® Credit Card


What an easy and efficient application process! This alone makes this card worth it! I have a good FICO score, so I got an instant online approval. I’m doing a balance transfer to take advantage of the 0% APR balance transfers. Add the no annual fee and this card is fantastic.
BankAmericard® Credit Card

Happy with this card

Ok, the rewards aren’t great but it’s a great card for managing monthly living expenses. I got a 590 FICO score and $1000 limit which I’m very happy with.
BankAmericard® Credit Card

Good basic credit card :)

I have had this card for quite some time. I initially started out with a small balance, which has increased over time and I’ve got to keep my 14% APR. The rewards are in points rather than cash back, but it’s a good basic credit card. I’m very happy I got to keep my low APR despite the limit being increased.
BankAmericard® Credit Card

Good customer service

I’ve had this card a little while. I really only got it for the no annual fee as I tend to save my card for emergencies. Despite hardly using it there was fraudulent activity on the card but the bank were helpful dealing with it. I didn’t have to pay the dodgy transaction and the bank closed the card and issued a new one immediately. I never got to the bottom of who and how my card was used by someone other than me but the bank were so good in dealing with it that I’m not overly worried about future transactions.
BankAmericard® Credit Card


I was approved within a week of applying for this card with a mid 500’s FICO score. I like the no annual fee and it’s super easy to apply for credit increases.

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