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Citi Simplicity® Card

Citi Simplicity® Card

on Citi’s secure website


• The only card with no late fees, no penalty rate, and no annual fee...ever.

• 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.

• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

• The same great rate for all balances, after the introductory period.

• Save time when you call with fast, personal help, 24 hours a day - just say "representative"

• Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.


0% Intro APR on Balance Transfers and Purchases for 21 Months

Annual fee



13.24% - 23.24% variable

Rewards rate


Sign up value


Minimum credit


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