on Citi’s secure website
• The only card with no late fees, no penalty rate, and no annual fee...ever.
• 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• The same great rate for all balances, after the introductory period.
• Save time when you call with fast, personal help, 24 hours a day - just say "representative"
• Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
0% Intro APR on Balance Transfers and Purchases for 21 Months