Posted on: Mar 13, 2015


Quora is a question-and-answer website where questions are created, answered, edited and organized by its community of users. Silver team helps people who have financial question, here’s the top 3 of the week:


Question 1: Does Barclay do a hard pull if I request a credit limit increase?
Silver Answer: Yes they do unfortunately. That’s you want to avoid credit limit increase. If you need more credit, just apply for a different bank.

Question 2: How can I add miles to my United MileagePlus after the trip?
Silver Answer: A few simple steps:
– Log in to
– Click on Earn Mileage Plus Miles
– Click Request for Missing Credit (bottom of page)
– Enter all necessary information
You are done!

Question 3: What’s a best way to use 200,000 American Express membership rewards points?
Silver Answer: It depends where you want to travel. Pick the airline you like and then transfer your MR points to that airline. It’s always better than plain cash. Always you can wait for an offer from Amex (you get bonus if you transfer to a specific airline. They just offered a 40% bonus if you transfered your miles to BA)

If you also have personal finance question, send it to [email protected]
You will have within days a personnal answer from a professional financial advisor.



Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.